Alt-Credit Scoring in Emerging Markets — Methodology Report
Comparative methodology paper on alternative credit scoring approaches across Bangladesh, India, Kenya, and the Philippines, with regulatory considerations and fairness diagnostics.
Browse datasets and policy reports prepared by CFSBR. Preview structure, citation, and DOI before licensing.
Comparative methodology paper on alternative credit scoring approaches across Bangladesh, India, Kenya, and the Philippines, with regulatory considerations and fairness diagnostics.
Weekly composite adoption index for Bangla QR merchant onboarding and Binimoy account-to-account interoperability volumes.
Engineered feature set of 84 behavioural variables derived from anonymised MFS transaction logs, suitable for training alternative credit-scoring models. Includes default-flag labels on a 12-month outcome window.
CFSBR composite index measuring MFS inclusion across access, usage, quality, and welfare dimensions. Methodology paper and underlying indicator weights included.
Rolling 18-month digital cashflow panel for 1,240 urban MSMEs across five sectors. Anonymised, with consent, for use in alternative credit-scoring research.
Monthly active users, session length, and feature-use rates for digital banking apps in Bangladesh, indexed against four leading incumbent bank apps.
Cleaned monthly transaction volumes across all licensed MFS providers in Bangladesh, harmonised from Bangladesh Bank quarterly statements and operator disclosures. Includes cash-in, cash-out, P2P, merchant payments, and salary disbursement series.
Field-collected smallholder crop insurance utilisation data merged with satellite-derived NDVI yield proxies across 14 upazilas.
Catalogue of green bond issuances and sustainable-finance loans in Bangladesh classified against the Bangladesh Bank Sustainable Finance Taxonomy and ICMA principles.
Quarterly district-level panel of registered MFS agents per 10,000 adults, with rural/urban split and gender of agent owner where available.
Quarterly inward remittance flows into Bangladesh decomposed by channel (banks, MFS, MTOs, hundi-estimate residual) and top 10 source corridors.
Estimated customer acquisition cost and per-account cost-to-serve for digital and incumbent banks in Bangladesh, derived from disclosed marketing spend and account-opening volumes.
Estimated quarterly GMV and active seller counts for Facebook-based commerce in Bangladesh, by category and region, with confidence intervals.
Monthly estimated inflows to Bangladeshi freelancers through Payoneer, Wise, and bank-card gateways. Includes platform-side fee economics.